Credit history effects your overall credit score. It comes in third right after payment history and amount owed. Here’s how you can score high in this very important area:
Keep old accounts open: It may be tempting to close an old account, but don’t. The older your accounts are the better it looks.
Start Early: The earlier you start using credit, the better it looks for your credit history. The key is to be responsible with what you borrow.
Be wise when opening new accounts: When opening new accounts, you’re actually lowering your points in this category.
If you keep your old accounts open and remain responsible with payments, you have a great chance of keeping points in this category high.