Your credit score belongs to you, and you should make it a habit to know how to access your report and identify your score. It can also be helpful to know what lenders can see when they pull your credit for a potential loan or line of credit.…
Are you unwittingly doing things that are negatively impacting your credit score? This three-digit number can impact your financial health in important ways. Read on to learn seven common mistakes consumers are making – and how to avoid them in the future. Image via Flickr/GotCredit Continue to original…
Protecting your financial health is important, but it can be difficult to do so if your judgment is clouded by myths. Many such untruths abound with regard to credit scores, but you can learn the truth about eight of the most common myths by clicking the link below.…
Choosing a home you love is a big commitment, and choosing a mortgage lender to help you finance the home is an important decision that could affect your payment terms for decades to come. Many buyers simply choose a lender recommended by their realtor, but this doesn’t always…
Mortgage refinancing is attractive to many home owners because it can lead to lower interest rates, lower monthly payments, or even both. However, if you begin to look at refinancing multiple times, it will be important to plan carefully in order to avoid spending more money than you’ll…
If you’re considering buying a home – or refinancing an existing loan – your lender will likely charge you mortgage points. What are these points, and should you pay them? Does every loan come with points? What does the term “discount points” mean? Learn the answers to these…
Do you subscribe to an out of sight, out of mind approach to your credit score? If so, you aren’t alone. However, paying closer attention to your credit will benefit you in the long run. Specifically, you’ll want to make certain you aren’t making any of these four…
Many people swear by credit cards that earn travel rewards, but no two cards are created equal. In order to determine whether a travel rewards card is right for you, read on as we examine the details of several popular travel perks. Image via Flickr/Vilson Frangaj Continue to…
According to a 2017 study, nearly one third of Americans aren’t taking advantage of their credit card perks and rewards. Many are paying annual fees without reaping any benefits. Luckily, there are three easy ways to ensure you can make the most of your card’s perks. Image via…
So say you've reached the good credit score you've been aiming for. The next struggle is keeping your score at this sweet spot so that you don't slip beneath what you've been working so hard to get to. Here are some tips for maintaining your credit score. Payment…
